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Employment Benefits
Health Insurance:

Insurance Plan Through:

Wellmark Blue Cross & Blue ShieldWellmark Blue Cross Blue Shield

Eligible Class:

All regular full-time employees of the Company who work at least thirty (30) hours per week on a regular basis.

Probationary Period:

Health insurance available from first day of employment.

Employee Contribution:

Employer contributes two-thirds of premiums. Employee pays one-third of premiums.

Vision Benefits:


Deductible:

None

Copayment:

$10.00 copayment for exam
$20.00 copayment for frames, lenses, etc.

Scheduled Allowances:

Exam: $30.00
Frames/Contacts/Lenses: $105.00
Benefit is available once every two years.
  Dental Benefits:

Benefit Percentage:
Class I: Preventive —
Exam, Cleaning, X-rays,
100% No Deductible

Class II: Basic Restorative —

Fillings, Root Canal, Tooth Extraction, 50% After Deductible

Class III: Major Restorative —

Crowns, Bridges, Dentures, Periodontics, 50% After Deductible

Class IV: Orthodontia —

Limited to Dependent Children up to Age 19, 50% After Deductible

Maximum Annual Benefit:

Per Individual Classes I, II and III Combined, $500.00

Maximum Lifetime Benefit:

Class IV, $1,000.00 per Individual

Class III and IV will not be considered eligible under the Plan until the individual has been covered for dental benefits under this plan for twelve (12) consecutive months.

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Administrative Issues:
Detention and Pay Package:
The driver is to be trained on the detention and pay package for their specific terminal.

  Life Insurance:
Quest Liner® offers a $35,000.00 life insurance policy for all full-time employees at no cost to the employee after 90 days of continuous employment.

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401(k) Program:
Eligibility:
All employees age 21 or older and have worked at least 1,000 hours are eligible to participate (except leased employees).

Enrollment Dates:

The next January 1, April 1, July 1 or October 1 after you have met the age and service requirements.

Contribution:

Employee contributions on a pretax basis between one and 15% of eligible compensation of each applicable payroll up to $14,000.00 (as adjusted) for the calendar year. You may change your deferral percentage at each quarter.

  Employer Matching Contributions:
Employees are eligible for matching contributions to their 401(k) plan the first quarter after one year of continuous employment. The Company matches a discretionary amount (currently $.35 on the dollar) of the first 8% of employee contributions.

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Flexible Spending Program:
The Company offers a flexible spending plan which allows employees to pay certain medical expenses and child-care costs with pretax dollars. The Plan complies with all applicable IRS regulations and affords the opportunity to gain substantial savings.

  Your payroll department will be able to provide details regarding eligibility and participation.